Innovation in Account Management

Tango Health’s innovative software and service platform enables brokers, consultants, PEOs, health plans, carriers, TPAs, and financial institutions to bring a best-of-breed HSA solution to their clients. We also help financial institutions open, grow, and retain HSA accounts and increase the value of their HSA offering to clients. For more information on how we collaborate with partners, please email us at

Financial Institutions


ACS, now a Xerox company, is a global provider of business process and health management services. Xerox has 130,000 employees and over $22 billion in annual revenue. ACS provides the administrative recordkeeping and operational infrastructure for The ACS|BNY Mellon HSA Solution and the Bank of New York Mellon (BNY Mellon) is the custodian for the HSA funds. The ACS|BNY Mellon HSA Solution is the most frequently selected HSA administrator by consumers and employers with over 800,000 HSA account holders, 25,000 employer groups and $900 million in assets.


HSA Bank, a division of Webster Bank, N.A. (NYSE: WBS) Member FDIC, was one of the first financial institutions in the United States to offer Health Savings Accounts (HSA). With origins dating back to 1913, HSA Bank now serves more than 450,000 accountholders and 25,000 employers across the country, managing over $1.6 billion dollars in HSA deposits & investments.  We work with individuals and businesses of all sizes and complexities – from sole proprietors to Fortune 500 companies, municipalities and other public sector entities – providing superior customer service and industry expertise.  Webster Financial Corporation is the holding company for Webster Bank, N.A.  For more information about HSA Bank, click here.


A leading administrator of health savings accounts (HSAs) for individuals and families, Optum Bank, Member FDIC, has more than 1 million accounts. Employers who select Optum Bank for HSA administration enjoy the convenience of online account set-up and management, a dedicated service team and access to an array of employee education tools to advance account enrollment and savings for the future. Optum Bank is part Optum (, a leading information and technology-enabled health services business dedicated to helping make the health system work better for everyone

SelectAccount, one of the largest HSA custodians and account administrators in the nation, has been offering innovative, industry-leading health care spending accounts for over 23 years. Based in Eagan, Minnesota, we bring together health care saving solutions for members in 50 states, 5,000 employer customers, 14 health care payer organizations and hundreds of trusted brokers and advisors. We stand among the most experienced and trusted health care spending account administrators in the country.

UMB Healthcare

UMB Financial Corporation (NASDAQ: UMBF) is a diversified financial services holding company, founded in 1913, offering complete banking, payment solutions, asset servicing, healthcare services and institutional investment management to customers. Aligned into strategic business segments to best serve our customers and achieve long-term growth opportunities, UMB Healthcare Services is a leading provider of health savings accounts and healthcare spending account cards with over $600 million in HSA assets. For the past three years, UMB has ranked in the top best banks, based on eight financial measures of asset quality, capital adequacy and profitability, according to studies by Forbes and SNL Financial. Holding firmly to UMB’s commitment to principled and sound practices, we simply do not chase short-term earnings or growth at the expense of our future. For more information, visit or follow us on Twitter at @UMBBank, Facebook at and LinkedIn at

Brokers, Consultants, and PEOs


Specializing in companies with 100 to 5000 employees, CLS Partners uses powerful analytics and insight to improve member health and manage the cost of your employee benefits program. Contact us today to see what we can do for you.

ENERGI helps employers lower their medical trend by introducing innovative health care software solutions that create actionable data analytics, lower utilization of high priced benefits and a culture of healthcare responsibility and accountability. Tango Health represents the best in ‘next practices’ for the communication and administration of HSA programs. ENERGI is partnering to take advantage of the sea change in the delivery of medicine in the US which we believe has already started.

Higginbotham & Associates

Higginbotham & Associates serves as a Single Source for insurance and financial services by brokering commercial and personal property/casualty coverage, employee benefits, retirement plans, life insurance and executive compensation plans as well as providing risk management and employee benefit services. The firm has been headquartered in Fort Worth, Texas, since 1948 and operates 16 additional offices statewide. It has ranked as one of the 100 Largest Brokers of U.S. Business every year since 2001 (Business Insurance, July 2010).

Insperity (NYSE:NSP), a trusted advisor to America’s best businesses for more than 25 years, provides an array of human resources and business solutions designed to help improve business performance. Insperity™ Business Performance Advisors offer the most comprehensive Workforce Optimization™ solution in the marketplace that delivers administrative relief, better benefits, reduced liabilities and a systematic way to improve productivity. Additional offerings include MidMarket Solutions™, Performance Management, Expense Management, Time and Attendance, Organizational Planning, Recruiting Services, Employment Screening, Retirement Services and Insurance Services. Insperity business performance solutions support more than 100,000 businesses with over 2 million employees. With 2011 revenues of $2 billion, Insperity operates in 56 offices throughout the United States. For more information, call 800-465-3800 or visit

More than 4,100 professionals at Lockton provide more than 15,000 clients around the world with benefits, insurance, and risk management services, offering an uncommon level of client service. Employers count on Lockton for cost effective health and welfare programs, wellness and health risk management, and retirement services. From its founding in 1966 in Kansas City, Missouri, Lockton has grown to become the largest privately held insurance broker in the world and 9th largest overall. For three consecutive years, Business Insurance has recognized Lockton as a “Best Place to Work in Insurance.”